Nestled in the hidden gem Hill-N-Dale neighborhood this updated 3 bedroom 2 bath home offers affordable city convenience in a quiet and welcoming neighborhood. This updated one-level ranch style home features a large front porch just waiting for rocking chairs and a swing. Inside you are welcomed with hardwoods throughout, functional kitchen with granite tops and stainless appliances, separate living room and family room that includes a fireplace with attractive stone accents and formal dining room. All 3 bedrooms are spacious and the primary bedroom includes a private en suite bath. There is also a finished room off of the carport that is not included in the square footage (approx 300 sq ft) that could possibly be used as a separate office, hobby room or any other possibility you can imagine. The backyard is fully fenced and is the perfect setting for outdoor entertainment. In addition, this home qualifies for a 0% down payment, fixed rate mortgage loan program with preferred lender.